Yes, I know. The title of this article has you in such a panic that you are rounding up all your coffee beans, gift cards and mocha choka pumpkin spice powders and hiding them in your safe like Gollum from Lord of the Rings. Don't worry, full disclosure: I do drink coffee and there is nothing better than that warm cup of heaven in the morning. The point of this article is not to attack coffee, but to illustrate how our habits can cost us our future.
In many respects, people can be their own worst enemies in their quest for financial security. When you consider that our lives are nothing more than a culmination of the decisions we make each day, if we tend to make more bad decisions than good decisions, or worse, if we can’t make decisions at all, it’s should be no surprise when financial security remains elusive.
If you’ve been listening to the financial media of late you have no doubt heard some of the so-called experts prognosticating on the prospect of the next big bear market. Unquestionably, the stock market is at another crossroads, and its 7 percent increase year-to-date belies the concerns that most people have over the global economy.
When people decide that they need to eat healthier or lose weight, they know that they have to change their behavior. That’s easier said than done for most, which is why programs like Nutrisystem and Weight Watchers are so popular; because they provide a system for automatically controlling portions and nutrition.